Editorial standards
How we keep our content accurate
You’re trusting us with your exam prep, so accuracy comes first. Here’s how every lesson and question is made.
- 1
We start from the official outline
Every lesson and question maps to a topic on the NMLS SAFE MLO Content Outline, so you study what the test covers.
- 2
We check every fact against the primary source
Deadlines, thresholds, and definitions are verified against the regulation itself on eCFR or the CFPB site, HUD guidance, or NMLS. We don't rely on other prep sites.
- 3
We recalculate every math problem
Answer keys for LTV, DTI, payment, and closing-cost problems are recomputed before they're published.
- 4
We show our sources
Each explanation cites the rule it comes from, and each page shows when it was last reviewed.
- 5
We review when the rules change
When NMLS updates its outline or a cited rule changes, affected content goes back through review. Figures that change every year are flagged for annual updates.
Found something that looks wrong? Email support@passmlo.com with the question ID or page, and we’ll review it.